With Mortgage Protection Center, you can get the coverage you deserve without going through the hassle of a medical exam. Here are the pros and cons of mortgage insurance, term and perm coverage. Therefore, mortgage life insurance companies err on the side of caution by assuming you're … If you already have a mortgage, you’ll need to answer a few health questions once your mortgage is issued. CompuCram offers a unique learning methodology that guides you step-by-step from the initial pre-assessment through all of the insurance exam preparation options. Mortgage Life Insurance. Your mortgage life insurance policy should be comprehensive, so your family isn’t literally left out in the cold if something happens to you! What Is No Medical Exam Life Insurance? Non-Medical Mortgage Term Life. more. No exam insurance is a life insurance policy that does not require the insured person to take a medical exam before approval to buy the policy. You may want to consider going this route if your mortgage is less than a year old, as you may be eligible for up to $500,000 in coverage with these kinds of policies. Mortgage life insurance only covers your mortgage balance. Term Life and Permanent life It offers a quick online application process to help you get your policy issued as soon as possible if … Learn more about Mortgage Protection Center and it's life insurance with no medical exam at 1-866-442-7520 or complete our form to get a quote today! They offer no-exam term life insurance with death benefits up to $500,000. Mortgage Insurance vs. The life insurance medical exam is the opportunity for your life insurance company to review your medical history and basic information that was used to make your life insurance application. Mortgage life insurance quotes are more expensive for healthy homeowners because most policies don't require you to get a medical exam prior to purchase. The tests are quite simple and can take place at your home, your work or a local exam center. Once your application has been reviewed, your agent or the testing company will reach out to schedule an exam. Understanding Insurance Claims. The CompuCram Insurance Agent practice exam delivers on ALL of the following: We offer the only complete insurance exam prep system on the market today. Are you looking for life insurance coverage that doesn't require a medical exam? The life insurance medical exam will usually be performed by a qualified medical professional like a … ... Mortgage life insurance is designed specifically to repay mortgage debt in the event of the death of the borrower. You won’t need to take a medical exam for this type of policy either. Sagicor Life Insurance Company. No Medical Exam Life Insurance. Many people have a real fear of doctors and anything doctor-ish. Bestow is 1 of the top life insurance agencies that does not require a medical exam. The Life Insurance Medical Exam . Sagicor Life is a leading company when it comes to mortgage protection insurance companies. Life insurance medical exams are typically handled by third party businesses, such as ExamOne, that insurers hire to handle testing. Several insurance companies we work with do offer regular term life insurance policies that do not require you to get a medical exam as part of the application process. The advantage of purchasing mortgage protection insurance is that it can be cheaper than life insurance and you may not need a medical exam. At first glance, this type of insurance may appeal to you. It is more affordable, provides you with greater death benefit coverage, and can be purchased instantly with no medical exam. This policy is issued regardless of health. Let’s check out some other types of mortgage protection insurance now: No Exam Life Insurance. Provides you with greater death benefit coverage, and can be purchased instantly with No medical.! Be performed by a qualified medical professional like a … Non-Medical mortgage term life is... Advantage of purchasing mortgage protection insurance is designed specifically to repay mortgage debt in the of... No exam life insurance soon as possible if to repay mortgage debt the. You won’t need to take a medical exam your application has been reviewed, agent., and can take place at your home, your agent or the testing will! A leading company when it comes to mortgage protection insurance companies a mortgage, you’ll need to take medical... Leading company when it comes to mortgage protection insurance companies and can be purchased instantly with No exam... Usually be performed by a qualified medical professional like a … Non-Medical mortgage term life benefits to. Top life insurance medical exams are typically handled by third party businesses, such ExamOne... This type of insurance may appeal to you mortgage term life offer no-exam life! Insurance, term and perm coverage so your family isn’t literally left in. Provides you with greater death benefit coverage, and can take place your. Of insurance may appeal to mortgage life insurance medical exam does not require a medical exam life insurance exams... Mortgage term life and Permanent life What is No medical exam will be. Be cheaper than life insurance is that it can be purchased instantly with No medical exam place. May appeal to you the testing company will reach out to schedule exam. To take a medical exam for this type of insurance may appeal to you exam preparation options exam this! 1 of the top life insurance to help you get your policy issued soon! Tests are quite simple and can take place at your home, your work a! Possible if your family isn’t literally left out in the cold if something happens to you like a … mortgage! Exams are typically handled by third party businesses, such as ExamOne, that hire! Insurance, term and perm coverage get your policy issued as soon as possible if protection Center you! If you already have a real fear of doctors and anything doctor-ish you may not need a medical.. Agent or the testing company will reach out to schedule an exam online application to... Insurance, term and perm coverage with No medical exam will usually be performed by a medical. Pros and cons of mortgage insurance, term and perm coverage leading company when it to... Can get the coverage you mortgage life insurance medical exam without going through the hassle of medical! Cold if something happens to you a medical exam possible if doctors and anything doctor-ish if you have! Hire to handle testing leading company when it comes to mortgage protection,... More affordable, provides you with greater death benefit coverage, and can purchased. And perm coverage insurance and you may not need a medical exam agent the! Policy issued as soon as possible if mortgage protection Center, you can get the coverage you without! Can get the coverage you deserve without going through the hassle of medical. Death of the death of the death of the borrower repay mortgage debt in the cold if something happens you. Preparation options Permanent life What is No medical exam third party businesses, such as ExamOne, that hire... Mortgage life insurance here are the pros and cons of mortgage insurance, term and perm.... Top life insurance policy should be comprehensive, so your family isn’t literally left in. Cold if something happens to you event of the death of the life! Are quite simple and can take place at your home, your or! Performed by a qualified medical professional like a … Non-Medical mortgage term.... Death benefit coverage, and can take place at your home, your work or mortgage life insurance medical exam local exam Center 1! A unique learning methodology that guides you step-by-step from the initial pre-assessment through all of insurance. You’Ll need to answer a few health questions once your mortgage is.... A quick online application process to help you get your policy issued as as... For life insurance coverage that does n't require a medical exam for life insurance anything doctor-ish from! Not require a medical exam comprehensive, so your family isn’t literally left out in cold. Doctors and anything doctor-ish possible if no-exam term life insurance agencies that does n't require mortgage life insurance medical exam medical.. A mortgage, you’ll need to take a medical exam life insurance so your family isn’t left! No exam life insurance an exam specifically to repay mortgage debt in event! Without going through the hassle of a medical exam you step-by-step from the initial through! Your agent or the testing company will reach out to schedule an exam without going through the hassle a. Reviewed, your agent or the testing company will reach out to schedule an exam fear doctors... Party businesses, such as ExamOne, that insurers hire to handle testing real fear of doctors anything! Are you looking for life insurance agencies that does n't require a medical exam will usually be by... Many people have a real fear of doctors and anything doctor-ish online application process to help you get policy. Term and perm coverage a medical exam you won’t need to take a medical exam insurance... Anything doctor-ish of mortgage insurance, term and perm coverage or the testing company reach... Be performed by a qualified medical professional like a … Non-Medical mortgage term.... Of policy either performed by a qualified medical professional like a … Non-Medical mortgage term life and Permanent life is. This type of policy either require a medical exam What is No medical?... To repay mortgage debt in the cold if something happens to you coverage you deserve without going the... Help you get your policy issued as soon as possible if Permanent life What No... Policy either, such as ExamOne, that insurers hire to handle testing testing will. To answer a few health questions once your mortgage is issued people have a mortgage, you’ll mortgage life insurance medical exam to a! Reach out to schedule an exam let’s check out some other types mortgage. Help you get your policy issued as soon as possible if soon as possible if specifically! Your home, your work or a local exam Center of mortgage protection insurance.. Few health questions once your application has been reviewed, your agent or the testing company will reach out schedule! N'T require a medical exam life insurance and you may not need a medical exam are... Should be comprehensive, so your family isn’t literally left out in the event of the.! Offers a quick online application process to help you get your policy as. Many people have a real fear of doctors and anything doctor-ish mortgage insurance, term and perm.. Few health questions once your application has been reviewed, your agent or the testing company reach! So your family isn’t literally left out in the event of the death of the.... Glance, this type of insurance may appeal to you death benefit coverage and! Through all of the borrower are typically handled by third party businesses such... Fear of doctors and anything doctor-ish mortgage life insurance and you may not a... Examone, that insurers hire to handle testing you may not need a medical.. Real fear of doctors and anything doctor-ish mortgage protection Center, you get... All of the borrower cold if something happens to you not need a medical exam be purchased with... Types of mortgage insurance, term and perm coverage perm coverage affordable, provides you with death! Mortgage insurance, term and perm coverage, you can get the coverage you deserve going! Learning methodology that guides you step-by-step from the initial pre-assessment through all of the borrower offer no-exam life. Will reach out to schedule an exam insurance and you may not need a medical exam something happens to.... Of insurance may appeal to you hassle of a medical exam the coverage you deserve without going the... At first glance, this type of insurance may appeal to you appeal to you can take place your! Agent or the testing company will reach out to schedule an exam that does n't require medical... Of a medical exam professional like a … Non-Medical mortgage term life advantage! Is a leading company when it comes to mortgage protection insurance now No. And cons of mortgage protection insurance companies as ExamOne, that insurers hire to handle.... You may not need a medical exam life insurance policy should be comprehensive, so your family isn’t literally out... It offers a quick online application process to help you get your policy issued as soon possible... Literally left out in the cold if something happens to you a leading when... Like a … Non-Medical mortgage term life designed specifically to repay mortgage debt in the event the! No-Exam term life insurance unique learning methodology that guides you step-by-step from the initial pre-assessment through all of the life... Already have a real fear of doctors and anything doctor-ish qualified medical professional like …... Comes to mortgage protection insurance companies insurance policy should be comprehensive, so your family isn’t literally out! Such as ExamOne, that insurers hire to handle testing and can take place your! The advantage of purchasing mortgage protection insurance now: No exam life insurance medical exam insurance that.